Buying your first home is an exciting time. FinanceAustralia can give you expert, professional advice to help you achieve the goal of owning your own home.
Our consultants can help calculate your borrowing power, advise you of the fees and charges involved in buying a home, inform you of the competitive home loans available and review your eligibility for any government grants, such as the First Home – New Home scheme (offered in NSW).
FinanceAustralia can also offer advice regarding valuations, building and pest inspections and mortgage protection and mortgage insurance. Not only can we help you secure your first home loan at a competitive rate, we endeavour to find the home loan that best suits your individual needs.
Our personalised service means you have direct access to a consultant who will guide you through the application process.
Curious about repayments? Our convenient calculator is a handy start to see possible repayments on your new home. In many cases, it’s less then you think.
Now is the time to take the first step towards home ownership.
Simply complete the form below and one of our consultants will contact you. Too easy!
First Home – New Home scheme
The First Home – New Home scheme commenced from 1 January 2012 and provides eligible purchasers with exemptions from transfer duty on new homes valued up to $550,000 and concessions for new homes valued between $550,000 and $650,000.
Eligible purchasers buying a vacant block of residential land to build their home will pay no duty on vacant land valued up to $350,000, and will receive concessions for vacant land valued between $350,000 and $450,000.
Our consultants can help you assess your eligibility under the scheme.
*These rates apply from 1 July 2012.
Conditions to qualify:
- You must be over 18
- At least one of the purchases must be an Australian citizen or permanent resident of Australia; and
- At least of the purchasers must live in the home for a continuous period of 6 months within the first 12 months of settlement.
- You or your partner must not have previously owned residential property in any form in any stat o territory of Australia;
- The agreement must be for the purchase of the whole property; and
- you or your partner must be natural persons(i.e the purchasers cannot be a trust or a company).